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Talk with us in the comfort of your own home about how you can best prepare for the future 


Will Writing
When you make a Will you can
• Leave clear instructions about how your estate is to be distributed
Choose your own Executors , meaning you have the peace of mind that the right people will be carrying out your wishes
• Appoint Guardians to look after your children until they are 18
• Make financial arrangements which take care of vulnerable loved ones
• Ensure your unmarried partner receives a share of your estate
• Make financial arrangements for loved ones and any charities that are important to you 
• Pass on sentimental items such as jewellery
• Streamline your affairs so that you minimise any Inheritance Tax payable on your estate

If you die without making a will the laws of intestacy decide who receives your estate and may incur significant costs



Lasting Power of Attorney  


What is a Lasting Power of Attorney? 

A lasting power of attorney (LPA) is a legal document that lets you appoint one or more people (these are known as attorneys) to help you make decisions or to make decisions on your behalf if you lack mental capacity.  This gives you more control over what happens to you if you have an accident or an illness and cannot make your own decisions.  You must be 18 or over and have mental capacity when you make your LPA.

There are 2 types of LPA, of which you can have one or both:

Health and Welfare LPA 
This can only be used when you are unable to make your own decisions.
An attorney will decide about things like:
• your daily routine, for example washing, dressing, eating
• your medical care and treatment
• where you should live
• what kind of social activities you can take part in

Property and Finance LPA 
An attorney can generally make decisions on issues such as:
• managing your money, pensions and benefits
• paying bills
• buying and selling property
• managing the maintenance of your property
A Property and Finance LPA can be used as soon as it’s registered, with your permission.
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